Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home/content/08/7540608/html/apps/ask/qa-include/qa-db.php on line 66
BTIT Infosystems Q&A: There Are A Lot Of Discounts You Could Be Getting On Your Car Insurance

3,819 questions

56 answers

2 comments

106,993 users

Most popular tags

Just Click, Drag, PROFIT... It's That Simple!

The Easiest Way to Create High-Converting Lead Pages, Sales Pages, Member Portals and Marketing Pages Like the PROs... The ULTIMATE Marketing Page Creation System is Finally Here...

Take your copy here

There Are A Lot Of Discounts You Could Be Getting On Your Car Insurance

0 votes
43 views

Auto insurance is large part of being a responsible vehicle owner. However, auto insurance policies seem to be written in the most confusing terms possible. This article can help you to better understand what all of those terms mean. By understanding the terms of the auto insurance world, you will be a more informed consumer.



car insuranceLearn about the range of coverages before you choose auto insurance. Although you may get insurance coverage for a single vehicle, there are lots of factors that you need to consider in getting the final cost. For example, bodily injury coverage is important, as it covers any injury that is your fault in case of an accident.

If you truly don't use your car for much more than ferrying kids to the bus stop and/or to and from the store, ask your insurer about a discount for reduced mileage. Most insurance companies base their quotes on an average of 12,000 miles per year. If your mileage is half that, and you can maintain good records showing that this is the case, you should qualify for a lower rate.

If you are the head of the family purchasing auto insurance for your spouse and/or children, you can save money on your premium payments by bundling the policies. Instead of giving each driver his or her own insurance package, make sure everyone is insured with the same policy. This will save time, money, and allow for future group discounts.

Keeping up with the times is a great way to save money on your auto insurance. Most insurance companies have electronic payment plans set up via their websites. If you use these and make your payments on time, you will be able to save some money. There'* nothing wrong with the old-fashioned way, but you can save some cash by making e-payments.

If you can afford it, try to pay your automobile insurance premium in full. By paying in full, you may be able to avoid the interest charges that may be added by paying with monthly payments. Some companies will also provide you with a discount for paying your premium in full.

A few years ago, it might have been wise to drop medical payments from your automobile insurance policy when it was common to be able to expect your health insurance policy to cover almost all of your accident-related medical costs. Now, with health coverage becoming more restrictive, it'* worth doing the math to see if it'* worth getting the extra medical payments coverage reinstated to your auto insurance plan.

See if your insurance company offers or accepts 3rd party driving tests that show your safety and skills in driving. The safer you drive the less of a risk you are and your insurance premiums should reflect that. Ask your agent if you can receive a discount for proving you are a safe driver.

If you live in a city, own a car and you are getting car insurance, it may be wise to think about moving to the suburbs. By making this move, you could be saving thousands each year on your car insurance, as it is always more costly in the city.

If you want to buy a SUV, you should know that these vehicles are the most stolen one. This means that you should definitely get an insurance that covers the theft of your vehicle, and that this insurance is probably going to be rather expensive. Perhaps you can find something else than a SUV.

Top tier status refers to the percentage of customers from a insurance company that have filed the fewest claims and have the best driving record. Perhaps you qualify as a top tier customer, or your status will improve over the years. Make sure you ask your insurance company to be considered as a top tier customer, as they might not switch your classification automatically.

The auto insurance industry uses a lot of confusing terms and legal sounding mumbo-jumbo. However, it isn't really that complicated and when you understand the terminology of the insurance world, you'll be better equipped to find the right coverage to fit you. Insurance should be something that you can feel good about; and you really can, when you are an informed consumer.

In case you liked this short article along with you desire to acquire more details relating to pet insurance; fili.ca, i implore you to visit the web-page.

asked Jul 1, 2015 in Arts & Humanities by SylvesterVis (1,420 points)

Please log in or register to answer this question.

Real Time Web Analytics
...